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2022

2022
22/12/20220Comments

Bringing Down Inflation to ‘Fix’ the Economy & Stock Markets – Why This but Not That

Apart from hiking interest rate, another way to bring down inflation, is to decrease money supply in the economy by adjusting bank Reserve Requirements (RR) in a season of Tightening

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2022
25/11/20220Comments

US Financial Chemotherapy: signs it’s working ❓

The Federal Reserve, they have to move fast with Quantitative Tightening & Interest Rate Hike. They cannot make this a gradual process. There will not be a ‘soft landing’. Normally they raise interest

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2022
30/10/20220Comments

Caution: Insurance scams call 👉

Scammer will say your medical insurance has been used by other people recently, totaling 4-5 figures medical bill at  so-and-so hospital.  Ask if you're aware. That piques your curiosity, naturally. Then

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2022
25/10/20220Comments

Nothing as Serious as this since 1970 (confirmed by EPF)

EPF statements in its press release is a good perspective to help you understand the impact from global events to your investment for the past 1 year. return of investment has

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2022
07/10/20220Comments

Red Flags (re: bank’s investment product) 👉

recently had a new client came in for investment review, and thought you'll find these insights useful so you don't make the same blunders in the future. see this Client impression: " I

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2022
28/09/20220Comments

Events in UK & EU affecting your portfolio

Recap: the Fixed Income (=Bond) portion is the 'stabilizer' to your portfolio. Purpose: Provides expected return slightly higher/matching inflation rate (4-6%) + acts as cushion against equity market swings Higher % allocation

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2022
21/09/20220Comments

-20% in stocks vs -20% in Funds

Scenario (A): You invest into a fund, its price (NAV) drops 20% Scenario (B): You invest into a stock/bond, its price drops 20% Looks the same, feel the same but actually very

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2022
14/09/20220Comments

Why we are proactively pivoting ahead of Nov 2022

I've compiled FAQs on your investment portfolio in view of what's happening. See below. Q1. Was it a bad decision/timing to invest/stay invested in 2021? Last year,  Aug 2021 at Jackson Hole, US

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2022
25/08/20220Comments

Is it a bull market, a bear market, or a bull in a bear market?

Aside from black swan events (Ukraine-Russia war, supply chain disruption), US central bank (Fed) actions pose the Biggest impact to your ongoing investment portfolio. Also, US midterm election coming soon

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2022
25/07/20220Comments

making sense of market directions when nothing seems to make sense anymore

Strong dollars but high debt owed by the US can cause bankruptcies to spiral out of control just like Sri Lanka? Then you think that will prevent the markets from

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2022
15/07/20220Comments

Protected: Kenanga Global Unicorn 2 & Frontier updates (Jun 22)

Have further questions on the below? You know how to reach me. View this on desktop PC, otherwise you may have problems viewing the embedded PDFs below. Last update here on

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2022
13/06/20220Comments

Up or Down from here?

For detailed updates, equally compelling reasons why market could stay low and bounce back by year end, watch below you need to understand what US Federal Reserve is doingThe Fed, is

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2022
19/05/20220Comments

This has not happened since 1970 – Stagflation

Global equity markets plunge needs no further explanation by now, but bond markets also experienced a downturn never seen since 180 years (2 lifetimes!) ago Conventionally, bonds are the safe haven

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2022
21/04/20220Comments

In-the-Know: Conscious Strategy to Diversify Away from KLSE, here’s WHY

The occasional ups in the stock market not strong enough to pull it out from doldrums yet. At the same time, it actually pulled the bond markets down, albeit at

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2022
25/03/20220Comments

Fund Manager Explained: Affin Hwang Disruptive Innovation Fund

A session for Malaysian investors by Cathie Wood directly, in Mar 2022

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2022
22/03/20220Comments

In-the-Know: The Truth about the Economy & our EPF

Market showing signs of stability (23/3) - here's what you need to know, simplified in bite-sizes without omitting important facts, focusing on: Understanding Economy vs InvestmentEPF dividends issue going forward Economy Brent

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2022
23/02/20220Comments

Protected: Kenanga Global Unicorn 2 updates (Dec 21)

Have further questions on the below? You know how to reach me. View this on desktop PC, otherwise you may have problems viewing the embedded PDFs below. Last update here on

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2022
23/02/20220Comments

In-the-Know: F.U.D + Shifting Market Dynamics

Market Roller coaster continues - here's what you need to know, simplified in bite-sizes without omitting important facts. A client asked - 'should I hedge against market volatility by investing in

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CF Lieu (PG0316210-D), CFP, Penang Financial Planner @ Financial Adviser 2011-Present

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